Get your dream home with PNB Housing Loan

Move to your new home for your growing family.
Take your first step and check how much you can borrow below.
Housing Loan Calculator
Who can borrow?
  • Filipino Citizen
  • At least 21 years of age, but not more than 65 years old upon loan maturity
  • With stable source of income from employment or business
    1. Employed for the last 2 years
    2. Self-employed - business is operational and profitable for the last 2 years
What do I need to submit?
  • Completely filled out and signed PNB Housing Loan Application Form
  • Photocopy of one (1) government issued valid ID such as Drivers License, Passport, UMID, SSS, etc.
  • Photocopy of marriage contract (if applicable)
  • Signed Client Consent Form
  • Appraisal fee* Php 5,000 for regular loan account while Php 6,000 for construction loan (non-refundable).
If locally employed:
  • Latest certificate of employment with compensation
  • Latest Income Tax Return
If self-employed:
  • Latest Certificate of Business Registration with DTI/SEC
  • Articles of Incorporation/Partnership (if applicable)
  • Latest Income Tax Return and Audited Financial Statements for the last two (2) years
  • Bank statements for the past six (6) months
  • List of three (3) Major Suppliers/Customers with contact details (as trade references)
  • Latest certificate of employment with compensation or job contract
  • Latest POEA Contract for seafarers
  • Notarized/Consularized Special Power of Attorney
*Waived for accredited developers
How to apply for a loan