Get your dream home with PNB Housing Loan
Move to your new home for your growing family.
Take your first step and check how much you can borrow below.
Housing Loan Calculator
Purpose of Loan
Purchase of House and Lot
Purchase of Townhouse Unit
Purchase of Condominium Unit
Purchase of Condiminium Unit and Parking Slot
Purchase of Vacant Lot
Property Selling Price
Minimum down payment is 20% of the property selling price
I want to pay my housing loan in
I want to fix my interest rate for
CALCULATE MY LOAN
Your dream house estimated computation is:
Purpose of Loan:
Property Selling Price/Appraised Value:
Number of Year/s:
Interest Fixing Period:
Computations made herein are indicative and for illustration purposes only. Interest rates for loans shall be determined at the time of loan application. If you want to know more, send us email at
Thank you for using PNB Housing Loan Calculator.
Who can borrow?
At least 21 years of age, but not more than 65 years old upon loan maturity
With stable source of income from employment or business
Employed for the last 2 years
Self-employed - business is operational and profitable for the last 2 years
What do I need to submit?
Completely filled out and signed PNB Housing Loan Application Form
Photocopy of one (1) government issued valid ID such as Drivers License, Passport, UMID, SSS, etc.
Photocopy of marriage contract (if applicable)
Signed Client Consent Form
Appraisal fee* Php 5,000 for regular loan account while Php 6,000 for construction loan (non-refundable).
If locally employed:
Latest certificate of employment with compensation
Latest Income Tax Return
Latest Certificate of Business Registration with DTI/SEC
Articles of Incorporation/Partnership (if applicable)
Latest Income Tax Return and Audited Financial Statements for the last two (2) years
Bank statements for the past six (6) months
List of three (3) Major Suppliers/Customers with contact details (as trade references)
Latest certificate of employment with compensation or job contract
Latest POEA Contract for seafarers
Notarized/Consularized Special Power of Attorney
*Waived for accredited developers
How to apply for a loan
Download the Application and Consent form
Fill out the form
Send the form via email to